What Are the 3 Types of Active Adult Communities?

Active adult communities, also known as 55+ communities or retirement communities, are residential developments designed for older adults who are typically aged 55 and older. Communities such as this one at Chelmsford Crossing, offer various amenities, recreational activities, and social opportunities tailored to the needs and preferences of active retirees. There are three main types of active adult communities to consider if you’re looking for a place to call home for yourself or a loved one.

Age-Restricted Communities

Age-restricted communities are the most common type of active adult communities. These developments have strict age restrictions, typically requiring at least one resident to be 55 years old or older. Some communities may have even higher age requirements, such as 62 or 65. Residents must meet the age criteria to live in the active adult community permanently.

These communities cater exclusively to older adults, providing an environment that fosters an active and socially engaging lifestyle. Age-restricted communities offer a range of amenities and services, such as clubhouse facilities, fitness centers, swimming pools, golf courses, walking trails, and organized social events. The goal is to create a vibrant community where residents can enjoy their retirement years while surrounded by like-minded individuals of similar age.

Age-Targeted Communities

Age-targeted communities are designed for older adults and are often mistaken for age-restricted communities, but they have a more flexible approach to age restrictions. While these communities are primarily marketed and designed for the 55+ demographic, they may not have strict age requirements for all residents. Younger adults may be permitted to live in the community, allowing for a more diverse population.

Age-targeted communities recognize that many older adults prefer to live in neighborhoods with a mix of age groups and demographics. As a result, they create an environment that caters to active retirees but does not exclude younger residents. These communities offer similar amenities and services as age-restricted communities, encouraging an active and social lifestyle for all residents.

Continuing Care Retirement Communities (CCRCs)

Continuing Care Retirement Communities (CCRCs) are a different type of active adult community that offers a continuum of care services as residents age and their needs change. CCRCs provide independent living accommodations for active retirees, but they also have on-site assisted living and skilled nursing facilities to cater to residents who may require additional care in the future.

CCRCs generally offer a comprehensive package that includes housing, amenities, and access to healthcare services as part of a contract. Residents can transition seamlessly from independent living to assisted living or skilled nursing care, depending on their health and needs, without having to move to a different location. This makes CCRCs a popular choice for older adults seeking long-term security and peace of mind.

CCRCs often have entrance fees and monthly service fees that cover accommodation, meals, housekeeping, maintenance, and access to healthcare services. These communities focus on promoting an active and engaging lifestyle for residents in their independent living phase, offering social activities, fitness programs, and other amenities to enhance overall well-being.

Each type of active adult community offers distinct benefits and lifestyle options, allowing older adults to find a community that best suits their preferences and needs for an enjoyable and fulfilling retirement. Before moving into a community or helping a loved one find a home, take the time to consider which one might be the best fit right now and in the future.